Sandy blow to NJ: costly work or costlier premiums - Article Photos 1/6

Bob Martin, center right, Commissioner of the New Jersey Department of Environmental Protection, stands with Seaside Heights firefighters and first responders as they listen to New Jersey Gov. Chris Christie, center, announce his "Hurricane Sandy Flood Map Regulations" Thursday, Jan. 24, 2013, in Seaside Heights, N.J. The town, which was featured in the MTV reality show "Jersey Shore" sustained substantial damage to homes and its boardwalk during Superstorm Sandy. The guidelines will include where and how high to rebuild. (AP Photo/Mel Evans)